Idaho Auto Insurance

Here at Guzman Insurance Agency, we are an Idaho insurance broker. We have an office in Pocatello Idaho and a remote office in Burley Idaho. We offer local, regional, national and worldwide Insurance companies. When shopping for your car insurance ask more questions than your typical agency. These questions help us fill out the application 100% right the first time. It also helps us apply as many little discounts as possible. (Little By Little, A Little Becomes A Lot) Our goal is to find you the best price, coverage, service and the ease of doing business.

Some companies only cover roadside assistance if the roadside assistance is due to mechanical breakdown. Mechanical roadside assistance would cover:

Flat Tire Changes

Fluid up to 5 gallons

Lock your keys in your vehicle.

Jump Starts

An hour of mechanical breakdown at the break down location.

Towing up to the 15 miles or the closest place of repair.

Some policies offer a stated amount. A stated amount roadside assistance policy will pay up to the amount stated on the policy.  

What claims impact my insurance Rates?

Roadside Assistance Claim: (If at all) 

Comprehensive Windshield Claim:  One claim per year is rare that it effects your insurance rate. More than one per year could impact your insurance rates. We recommend that you pay any wind shield chips out of your pocket to minimize any rate increases. Low Increase

Comprehensive Claim: Fire, Theft, Vandalism, Falling Objects, Hitting an Animal, and Hail Damage = Low Increase

Not At Fault Accident: Low Increase

At Fault Accident with property damage only: Moderate

At Fault Accident with property damage and bodily injury: High